Finance Broker | Integrity Finance Brokers

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Smart lending. Stronger property decisions.

The right loan is only part of the strategy.

At Integrity Finance Brokers, we help you make confident lending decisions — whether you’re buying your first home, upgrading, refinancing, or building a property portfolio.

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Our Services

When you work with us, you get the best. We provide adaptable solutions that allow you to be a part of the entire process.

Refinancing your home

Your current loan may have worked well when you first set it up, but that does not always mean it is still the right fit today.

We can help review your interest rate, repayment structure and lender options to see whether there may be a better way forward. This could include refinancing, accessing equity, consolidating debts or simply making sure your loan still suits your goals.

Refinancing is not always the right move, so we take the time to understand your situation and explain your options clearly, helping you make a confident and informed decision.

New Family Home

Buying a new property is exciting, but it is also a big financial decision. Before you make an offer, it helps to understand what you can borrow, what your repayments may look like, whether your deposit is enough, and which loan structure may suit your goals.

At Integrity Finance Brokers, we help you get clear before you move forward. Whether you’re upgrading, using equity to buy again, looking for pre-approval, or simply comparing your options, we’ll guide you through the process and help you make a confident decision.

We can help you review your borrowing power, deposit requirements, lender options, repayment structure and future plans, so your finance is set up with the bigger picture in mind.

Our service is generally paid by the lender once your loan settles, so you can access our guidance and support without paying us directly.

Buying your first home

Buying your first home can feel overwhelming, but you do not have to figure it all out on your own.

At Integrity Finance Brokers, we help you understand how much you may be able to borrow, what deposit you may need, what your repayments could look like, and how pre-approval works.

We’ll guide you through the process from application to settlement, compare lender options, and help you feel confident before making an offer.

Our service is generally paid by the lender once your loan settles, so you can access our support without paying us directly.

Buying in an SMSF

Buying property through your SMSF can be a great strategy, but the lending process is more complex than a standard home loan.

At Integrity Finance Brokers, we help you understand your SMSF lending options, including how lenders assess your application, deposit and liquidity requirements, loan structure, documentation, and the process from application through to settlement.

SMSF lending should always involve the right advice, so where needed, we can also connect you with trusted accountants, financial advisers, solicitors, conveyancers and buyer’s agents.

We do not provide financial, tax or legal advice, but we can help make sure the lending side is handled properly. Our service is generally paid by the lender once your loan settles, so you can access our lending guidance without paying us directly.

Purchasing an Investment Property, or 3!

Building a property portfolio takes more than simply getting approved for your next loan. The lender, loan type and structure you choose today can impact what you’re able to do next.

At Integrity Finance Brokers, we help investors think ahead. We’ll help you understand your borrowing power, whether you can use equity, how lenders assess investment debt, and how your loan structure may affect future purchases.

We can also help you consider cash flow, repayment options and which lenders may suit different stages of your investing journey.

Property investing often involves more than finance, so where appropriate, we can connect you with trusted buyer’s agents, accountants, solicitors, conveyancers and other property professionals.

Our service is generally paid by the lender once your loan settles, so you can access our lending guidance and support without paying us directly.

Equipment finance

Services

We don't work for the bank.
We work for you.

No bank owns us. No lender controls us.

With access to more than 50 lenders across home, commercial and SMSF lending, our job is to find the right fit for your unique situation — not push you toward one bank.

From the first conversation right up to settlement, we stay beside you the whole way.

Let us do the hard work for you.

About our founder, Sebastian.

Sebastian founded Integrity Finance Brokers after spending many years in finance, banking and debt management. During that time, he saw how often people were left feeling confused, rushed or unsupported when making major lending decisions.

His goal was to create a brokerage that felt different — one built on genuine relationships, clear guidance and long-term support.

Before starting IFB, Sebastian worked as a Financial Adviser and also spent time within a Big 4 bank. This gave him a strong understanding of how lenders think, how debt should be managed, and how the right lending structure can make a real difference to someone’s financial future.

Today, Sebastian works with a broad range of clients, including individuals, families, business owners, expats and companies of all sizes. Whether someone is buying their first home, refinancing, growing a property portfolio or arranging business finance, his approach is always personal, practical and tailored to their situation.

Sebastian is passionate about helping clients feel more confident with their money, more informed about their options, and better supported throughout the entire lending journey.

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