Welcome to Integrity Finance Brokers
Is your home loan still working for you?
Review your current interest rate.
Reviewing your current interest rate helps you manage your finances effectively. It allows you to determine if you're getting a competitive rate and make informed choices about refinancing or exploring new loan options for potential savings.
Compare lender options.
Comparing lender options involves evaluating different financial institutions to find the best loan terms and rates for your needs. This process helps you make informed decisions and secure better financing.
Assess your repayment structure.
Assessing your repayment structure means evaluating your loan terms, including interest rates and payment schedules. This helps manage payments effectively and maintain financial health while avoiding pitfalls.
Explore equity release.
Equity release allows homeowners to access the value in their without selling it. This can provide income or funds for various needs, like home improvements or travel.
Look at debt consolidation options.
Debt consolidation combines multiple debts into one loan, simplifying payments. This approach can lower interest rates and make managing finances easier, helping you regain control over your financial future.
Explain whether refinancing makes sense for you.
Refinancing can be beneficial, but it's not for everyone. We outline important factors like interest rates and your goals to help you decide if it's right choice for you.
Our service is free.
Our mortgage broking service is generally paid by the bank or lender once your loan settles. That means you can get guidance, lender comparisons and support without paying us directly.
Why Us?
About our founder, Sebastian.
Sebastian founded Integrity Finance Brokers after spending many years in finance, banking and debt management. During that time, he saw how often people were left feeling confused, rushed or unsupported when making major lending decisions.
His goal was to create a brokerage that felt different — one built on genuine relationships, clear guidance and long-term support.
Before starting IFB, Sebastian worked as a Financial Adviser and also spent time within a Big 4 bank. This gave him a strong understanding of how lenders think, how debt should be managed, and how the right lending structure can make a real difference to someone’s financial future.
Today, Sebastian works with a broad range of clients, including individuals, families, business owners, expats and companies of all sizes. Whether someone is buying their first home, refinancing, growing a property portfolio or arranging business finance, his approach is always personal, practical and tailored to their situation.
Sebastian is passionate about helping clients feel more confident with their money, more informed about their options, and better supported throughout the entire lending journey.
Meet the team behind IFB.
Speak to a real person who cares, not a bot.
At Integrity Finance Brokers, we’re a small team with a big focus on service. You won’t be passed around call centres or left waiting for a bot to respond — you’ll deal with real people who know your name, understand your goals and genuinely care about helping you move forward. We work quickly, communicate clearly and stay beside you throughout the entire lending journey.
Jade, VIC
I worked with Reuben and Sebastian when buying my second property, and they were great. Reuben helped me refinance my first home loan and get a new loan for my second home. They listened to what I wanted, did the research, and showed me great options. The whole process was easy and stress free, and the customer service was excellent. I’m really happy with the experience and highly recommend them!
Chris, VIC
Seb has been a huge help through the entire process, helping us refinance and save thousands on our mortgage!
Trent, NSW
Sebastian was fantastic to deal with, quick to follow up and always on the ball. He gave me nothing but confidence with my loan refinancing, and I would recommend him wholeheartedly.
