Welcome to Integrity Finance Brokers
Buying an investment property? Want to build your property portfolio? Your loan structure matters.
Don't just get a loan. Build a strategy. Your first loan can impact your next loan.
Many investors focus only on getting approved for the next property. But if your goal is to build a portfolio, you need to think several steps ahead.
The wrong lender, loan type or structure may limit your future borrowing capacity.
At Integrity Finance Brokers, we help investors structure finance with future growth in mind.
We help you understand and plan:
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How much you may be able to borrow
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Whether you can use equity
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How lenders assess investment debt
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Interest-only vs principal and interest options
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Cash flow and repayment considerations
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How loan structure impacts future borrowing
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Which lenders may suit different stages of your journey
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Cash flow considerations
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How to prepare for property number two, three and beyond
Connect with the right professionals.
Property investing often involves more than finance.
Where appropriate, we can connect you with trusted:
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Buyer’s agents
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Accountants
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Solicitors and conveyancers
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Property professionals
This gives you a more complete support network when making investment decisions.
Strategy-first finance.
A property portfolio needs more than a single transaction approach.
We help you think through the bigger picture so your lending decisions support your long-term property goals.
Our service is free.
Our mortgage broking service is generally paid by the lender once your loan settles. That means you can access lending guidance and lender comparisons without paying us directly.
Why Us?
About our founder, Sebastian.
Sebastian founded Integrity Finance Brokers after spending many years in finance, banking and debt management. During that time, he saw how often people were left feeling confused, rushed or unsupported when making major lending decisions.
His goal was to create a brokerage that felt different — one built on genuine relationships, clear guidance and long-term support.
Before starting IFB, Sebastian worked as a Financial Adviser and also spent time within a Big 4 bank. This gave him a strong understanding of how lenders think, how debt should be managed, and how the right lending structure can make a real difference to someone’s financial future.
Today, Sebastian works with a broad range of clients, including individuals, families, business owners, expats and companies of all sizes. Whether someone is buying their first home, refinancing, growing a property portfolio or arranging business finance, his approach is always personal, practical and tailored to their situation.
Sebastian is passionate about helping clients feel more confident with their money, more informed about their options, and better supported throughout the entire lending journey.
Meet the team behind IFB.
Speak to a real person who cares, not a bot.
At Integrity Finance Brokers, we’re a small team with a big focus on service. You won’t be passed around call centres or left waiting for a bot to respond — you’ll deal with real people who know your name, understand your goals and genuinely care about helping you move forward. We work quickly, communicate clearly and stay beside you throughout the entire lending journey.
Rosie, VIC
We have had the pleasure of working alongside Sebastian and Reuben. They are incredibly responsive and helpful with excellent communication. IFB have provided us with great advice and assistance with investing in property.
Sam, NSW
I’ve been working with Sebastian and Reuben from IFB and the experience has been great from start to finish. They’re down-to-earth, easy to chat with, and always quick to get back to me whenever I had a question. The support they gave me took a lot of the stress out of getting into property investment, and I’ve felt confident every step of the way. I’d happily recommend them to anyone needing a reliable and approachable mortgage broker.
Steve, VIC
Sebastian made the process extremely easy for us. We couldn't recommend him higher.
