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Buying an investment property? Want to build your property portfolio? Your loan structure matters.

Don't just get a loan. Build a strategy. Your first loan can impact your next loan.
 

Many investors focus only on getting approved for the next property. But if your goal is to build a portfolio, you need to think several steps ahead.

The wrong lender, loan type or structure may limit your future borrowing capacity.

At Integrity Finance Brokers, we help investors structure finance with future growth in mind.

We help you understand and plan:
 

  • How much you may be able to borrow

  • Whether you can use equity

  • How lenders assess investment debt

  • Interest-only vs principal and interest options

  • Cash flow and repayment considerations

  • How loan structure impacts future borrowing

  • Which lenders may suit different stages of your journey

  • Cash flow considerations

  • How to prepare for property number two, three and beyond

Connect with the right professionals.
 

Property investing often involves more than finance.
 

Where appropriate, we can connect you with trusted:
 

  • Buyer’s agents

  • Accountants

  • Solicitors and conveyancers

  • Property professionals
     

This gives you a more complete support network when making investment decisions.

Strategy-first finance.
 

A property portfolio needs more than a single transaction approach.

We help you think through the bigger picture so your lending decisions support your long-term property goals.

Our service is free.
 

Our mortgage broking service is generally paid by the lender once your loan settles. That means you can access lending guidance and lender comparisons without paying us directly.

Investment Property Purchase

How quickly would you quit your job if you replaced your income today?
Tomorrow
I'd still work for a few years
I'd continue part time/casual
I would still work just as hard, I love what I do
When you replace your income, what would you spend your time doing?
Travel
Kids/Family
Training and health
All of the above and more!
How much income do yo need to live your best life?
$500-$1,000 per week
$1,000-$1,500 per week
$2,000-$3,000 per week
$3,000+ per week
If possible, when do you want to start buying?
Yesterday
In the next 3 months
6-12 months
12 months +
In a perfect world, how many investment properties are you looking to purchase?
1-2
2-3
4-6
6+
Current employment:
Self-employed
PAYG (Employed)
Unemployed
Annual income:
Choose one:
Single
Married
De Facto
Divorced
Current living situation:
Own home outright
Own home with mortgage
Renting/boarding
Living with parents
Lenders

Rosie, VIC

We have had the pleasure of working alongside Sebastian and Reuben. They are incredibly responsive and helpful with excellent communication. IFB have provided us with great advice and assistance with investing in property.

Sam, NSW

I’ve been working with Sebastian and Reuben from IFB and the experience has been great from start to finish. They’re down-to-earth, easy to chat with, and always quick to get back to me whenever I had a question. The support they gave me took a lot of the stress out of getting into property investment, and I’ve felt confident every step of the way. I’d happily recommend them to anyone needing a reliable and approachable mortgage broker.

Steve, VIC

Sebastian made the process extremely easy for us. We couldn't recommend him higher.

0477 608 259

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Company Info

Sebastiano Mantello is a credit representative 469893 of Finsure Finance and Insurance Pty Ltd ACN 068 153 926 (Australian Credit Licence 384704)

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