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Thinking about buying property through your SMSF?

SMSF property lending needs specialist guidance.

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Buying property through a self-managed super fund involves specific lending rules, structures and lender requirements.

Before you move forward, it is important to understand what banks may consider, how the loan is assessed, and what professionals you may need involved.

At Integrity Finance Brokers, we help clients navigate SMSF lending options clearly and strategically.

We can help you understand:
 

  • SMSF loan options

  • How lenders assess SMSF borrowing

  • Deposit and liquidity requirements

  • Residential vs commercial property lending

  • Loan structure considerations

  • Documentation requirements

  • The finance process from application to settlement

Work with the right professionals.
 

SMSF lending should involve the right advice.
 

Where appropriate, we can connect you with trusted:
 

  • Accountants

  • Financial advisers

  • Solicitors

  • Conveyancers

  • Buyer’s agents
     

We do not provide financial, tax or legal advice, but we can help ensure the lending side is handled properly.

SMSF

State
How much do you have in super? (combined with spouse if applicable)
$150,000-$200,000
$200,000-$300,000
$300,000-$500,000
$500,000+
Do you have an established SMSF already?
Yes
No
Current employment:
Self-employed
PAYG (employed)
Unemployed
How many properties are you hoping to buy in your SMSF?
1
2
3+
Not sure

Our service is free.
 

Our mortgage broking service is generally paid by the lender once your loan settles. That means you can access lending guidance and lender comparisons without paying us directly.

Why Us?

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About our founder, Sebastian.

Sebastian founded Integrity Finance Brokers after spending many years in finance, banking and debt management. During that time, he saw how often people were left feeling confused, rushed or unsupported when making major lending decisions.

His goal was to create a brokerage that felt different — one built on genuine relationships, clear guidance and long-term support.

Before starting IFB, Sebastian worked as a Financial Adviser and also spent time within a Big 4 bank. This gave him a strong understanding of how lenders think, how debt should be managed, and how the right lending structure can make a real difference to someone’s financial future.

Today, Sebastian works with a broad range of clients, including individuals, families, business owners, expats and companies of all sizes. Whether someone is buying their first home, refinancing, growing a property portfolio or arranging business finance, his approach is always personal, practical and tailored to their situation.

Sebastian is passionate about helping clients feel more confident with their money, more informed about their options, and better supported throughout the entire lending journey.

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Meet the team behind IFB.

Melissa

Social Media & Marketing Manager

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Reuben

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Lending Strategist

Zia

Client Fulfillment Officer

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Speak to a real person who cares, not a bot.

At Integrity Finance Brokers, we’re a small team with a big focus on service. You won’t be passed around call centres or left waiting for a bot to respond — you’ll deal with real people who know your name, understand your goals and genuinely care about helping you move forward. We work quickly, communicate clearly and stay beside you throughout the entire lending journey.

Lenders

Sebastian, VIC

Seb is up there as one of the best brokers in the business. We have a highly complex structure, multiple businesses, family trusts, assets in various entities, but Seb has an ability to cut through the complexity and deliver high level outcomes. Zia and Reuben have also been excellent to deal with, particularly Reuben. I would high recommend IFB to anyone, they are the best in the business.

Terry, VIC

The team at Integrity Finance Brokers has been nothing but a joy to work with . From the start to finish communication was top tier.
Highly recommend.

Steve, VIC

Sebastian made the process extremely easy for us. We couldn't recommend him higher.

0477 608 259

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Company Info

Sebastiano Mantello is a credit representative 469893 of Finsure Finance and Insurance Pty Ltd ACN 068 153 926 (Australian Credit Licence 384704)

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