Welcome to Integrity Finance Brokers
Buying a new property? Start with the right finance strategy.
Before you make an offer, understand your finance position.
Buying a property is one of the biggest financial decisions you’ll make. The right loan is important, but so is the strategy behind it.
Before you commit to a property, you should understand:
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How much you may be able to borrow
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What your repayments could look like
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Which lenders may suit your situation
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Whether your deposit is enough
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What loan structure may work best
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How your purchase may affect your future plans
At Integrity Finance Brokers, we help you get clear before you move forward.
This is for you if you are:
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Upgrading to your next home
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Using equity to buy again
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Unsure how much you can borrow
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Wanting pre-approval before making an offer
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Comparing banks and loan options
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Looking for a clear strategy before purchasing
We help you understand your options before you buy.
When you book a free strategy call, we can help you review:
Borrowing power
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Understand how much lenders may allow you to borrow based on your income, expenses, debts and deposit.
Deposit requirements -
Get clear on how much deposit you may need, including stamp duty, lender fees and other purchase costs.
Pre-approval -
Understand whether pre-approval is suitable and how it can help you shop with more confidence.
Loan structure -
Review repayment options, fixed vs variable rates, offset accounts, redraw, interest-only options and lender suitability.
Lender comparison -
We compare lender options and policies to help identify a suitable pathway for your situation.
Future strategy -
We consider your broader goals, including future upgrades, investing, refinancing or portfolio growth.
Our service is free.
Our mortgage broking service is generally paid by the bank or lender once your loan settles. That means you can get guidance, lender comparisons and support without paying us directly.
Why Us?
About our founder, Sebastian.
Sebastian founded Integrity Finance Brokers after spending many years in finance, banking and debt management. During that time, he saw how often people were left feeling confused, rushed or unsupported when making major lending decisions.
His goal was to create a brokerage that felt different — one built on genuine relationships, clear guidance and long-term support.
Before starting IFB, Sebastian worked as a Financial Adviser and also spent time within a Big 4 bank. This gave him a strong understanding of how lenders think, how debt should be managed, and how the right lending structure can make a real difference to someone’s financial future.
Today, Sebastian works with a broad range of clients, including individuals, families, business owners, expats and companies of all sizes. Whether someone is buying their first home, refinancing, growing a property portfolio or arranging business finance, his approach is always personal, practical and tailored to their situation.
Sebastian is passionate about helping clients feel more confident with their money, more informed about their options, and better supported throughout the entire lending journey.
Meet the team behind IFB.
Speak to a real person who cares, not a bot.
At Integrity Finance Brokers, we’re a small team with a big focus on service. You won’t be passed around call centres or left waiting for a bot to respond — you’ll deal with real people who know your name, understand your goals and genuinely care about helping you move forward. We work quickly, communicate clearly and stay beside you throughout the entire lending journey.
Rosie, VIC
We have had the pleasure of working alongside Sebastian and Reuben. They are incredibly responsive and helpful with excellent communication. IFB have provided us with great advice and assistance with investing in property.
Terry, VIC
The team at Integrity Finance Brokers has been nothing but a joy to work with . From the start to finish communication was top tier.
Highly recommend.
Steve, VIC
Sebastian made the process extremely easy for us. We couldn't recommend him higher.
